Financial Considerations

The illustration

A full illustration of the plan you purchased will be delivered no later than the time of policy delivery.

Free look period

After you receive the policy, you have at least 10 days for a 'Free Look Period.' Some states provide more time than 10 days. Please be sure and understand your own state's law regarding how much time you have.

During this time, you are free to accept the policy - or to change your mind and not accept the policy - all at no risk to you.

Other financial considerations

The purchase of life insurance can often affect other components of your financial program - including estate taxation, retirement planning, and risk management.

If you do not have an advisor and would like a consultation, please just let us know. We will be glad to refer you to one that works with us.

Steven Kobrin, LUTCF
6-05 Saddle River Rd #103
Fair Lawn, NJ 07410
(866) 633-1818 Phone
(201) 796-8244 Fax

Steven Kobrin, LUTCF, is life insurance licensed in DC and 48 states. Residents of Hawaii and Alaska should NOT request a life insurance quote. Use of this web site indicates understanding of these statements.

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by Steven Kobrin, LUTCF. All rights reserved.