Even with scleroderma, Shelley found a better insurance policy. Amazing.


I have to say I was very skeptical as to whether you would be able to obtain any sort of coverage for us, as the insurance clearinghouse we had worked with happily for many years said that getting a better policy now would be "hopeless".

It did take a few months for you to find a good plan for us, but that is because you really did your homework, learning about rare illnesses, studying medical records and searching for the plan we needed.

You were able to get us a policy that was far better than our existing one, and with a much lower cost per thousand, too.

Frankly, I am amazed that you stuck with the project.

I think you are one of the finest insurance agents we have ever had the privilege of working with. Thank you!


Shelley Ensz


International Scleroderma Network

Scleroderma and Insurance

Has scleroderma complicated your life insurance search? We make it easy.

Simply complete our life insurance quote form. If you prefer direct communication, please feel free to email Steve or call him toll-free, at (866) 633-1818.

You can expect Steve to carefully and thoroughly prepare your risk profile. And you will be prequalified with the carriers most competitive for scleroderma.

Steven Kobrin, LUTCF
6-05 Saddle River Rd #103
Fair Lawn, NJ 07410
(866) 633-1818 Phone
(201) 796-8244 Fax

Steven Kobrin, LUTCF, is life insurance licensed in DC and 48 states. Residents of Hawaii and Alaska should NOT request a life insurance quote. Use of this web site indicates understanding of these statements.

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by Steven Kobrin, LUTCF. All rights reserved.

Client Profiles...

Gary has been Hep C
positive for 20 years.

Charles has elevated Liver Enzymes and triglycerides too.

L.B. has a rare liver disease, in addition to Crohns Disease.

Todd's Ulcerative Colitis was treated through surgery.

Ben learned that Diabetic Adults can pay surprisingly low premiums.

Sue found affordable coverage for her son, one of millions of Diabetic Children in the USA.

Don was given a Diabetes Diagnosis only very recently.

James has Insulin-dependent Diabetes.

Shelley found a better policy, even with Scleroderma.

Donna's young son has an Epileptic Seizure disorder.

Barbara is recovering from Substance Abuse and depression.

Richard is an Alpine Climber, who was frustrated by sky rocketing rates.

Bob is a Rock Climber, who plays as hard as he works.

Scott is an Extreme Sports enthusiast, and a small business owner.

Richard wanted an underwriter to understand, he mostly does occasional Bouldering.

Philip loves Foreign Travel and needed extra care in underwriting.

Jimmy had a legal deadline, typical of Divorce Settlements.