Richard loves bouldering, and he was thrilled to find an affordable term life insurance quote. Just as importantly, it was a rate he could depend upon.
Your prequalification process was helpful to me because you actually delivered in the end on the insurance quotes you said up front that you thought you could deliver.
Other insurance agents quoted me incredibly low rates at first, and then incredibly high rates after I went through the trouble of the application process -- even though I told them up front what my problem areas would be (i.e., rock climbing).
You actually took the time to understand what kind of climbing I do, and relayed that accurately to the insurance company. Being mostly an occasional boulderer, that greatly helped lower my rates.
Your service is great. But the real difference is that you are realistic and thorough in your questions up front.
Bouldering enthusiasts can save money on life insurance by shopping around. Whether you are a first-time buyer, or you have an old policy that is just too expensive, we can help.
Let Steve know the extent of your bouldering, as well as any other climbing activities. He will prequalify you with the carriers most eager to compete for your business - and make a fair assessment of the level of risk that your bouldering truly represents.
Steven Kobrin, LUTCF
6-05 Saddle River Rd #103
Fair Lawn, NJ 07410
(866) 633-1818 Phone
(201) 796-8244 Fax
Steven Kobrin, LUTCF, is life insurance licensed in DC and 48 states. Residents of Hawaii and Alaska should NOT request a life insurance quote. Use of this web site indicates understanding of these statements.
by Steven Kobrin, LUTCF. All rights reserved.
Gary has been Hep C
positive for 20 years.
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L.B. has a rare liver disease, in addition to Crohns Disease.
Todd's Ulcerative Colitis was treated through surgery.
Ben learned that Diabetic Adults can pay surprisingly low premiums.
Sue found affordable coverage for her son, one of millions of Diabetic Children in the USA.
Don was given a Diabetes Diagnosis only very recently.
James has Insulin-dependent Diabetes.
Shelley found a better policy, even with Scleroderma.
Donna's young son has an Epileptic Seizure disorder.
Barbara is recovering from Substance Abuse and depression.
Richard is an Alpine Climber, who was frustrated by sky rocketing rates.
Bob is a Rock Climber, who plays as hard as he works.
Scott is an Extreme Sports enthusiast, and a small business owner.
Richard wanted an underwriter to understand, he mostly does occasional Bouldering.